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Managing Money and Credit

Successfully managing money and your credit can be very challenging. Debt burdens have increased to all-time highs. Many households are stretched financially and living “on the edge” of a debt crisis. In many cases, only a small disruption in expected income or an unforeseen event, such as a relationship breakdown or health issue, can result in not being able to pay debts.

Understanding Your Situation

Credit Counsellors of OACCS member agencies can help you understand what went wrong, as well as your rights and responsibilities. They can also help you regain financial control.

Results Are Impressive:

  • Over 80% of our client’s financial situations improve as a result of Credit Counselling.
  • Over 98% of people who are helped by Credit Counselling don’t have to seek help again.


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